Get paid today on invoices your buyers settle in 90 days.
Invoice discounting and purchase order financing for Nigerian businesses supplying creditworthy buyers. We advance up to 80%, your buyer pays us on their usual terms, and we settle the residual to you within three working days.
For CAC-registered businesses with a record of B2B invoices or fulfilled purchase orders.
- Advanced upfront
- Up to 80%
- Funded, once documents are complete
- 48–72 hrs
- Collateral required
- None
Financing Offer
- Purchase order
- ₦32,000,000Harbour Foods Plc · PO-8842-X
- Advance amount
- ₦25,600,00080% of PO value
- Processing fee
- ₦384,000
- Expected buyer payment
- 30 April
- Settlement
- Buyer pays FrontierBoostResidual to you within 3 working days
Two products
Pick the one that matches where the money is stuck.
Both are underwritten on your buyer's credit rather than your balance sheet, and both settle through an account we manage.
Invoice Discounting
For when you have delivered and are waiting to be paid.
- Up to 80% of the invoice released against unpaid invoices to reputable clients
- Funded within 48–72 hours of your documentation being complete
- Balance paid to you once your buyer settles, less our fee
Purchase Order Financing
For when you have won an order and need to fund delivery.
- Up to 80% of the PO paid directly to your supplier so production can start
- We help monitor delivery and documentation while you fulfil
- Your buyer pays us, and we send you the remainder
How it works
Six steps, and we handle collection at the end of both.
- Submit your invoice and documentsUpload the unpaid invoice through the customer app, along with the other documents we request.
- Assessment and buyer verificationWe assess the application, confirm the invoice is genuine and check your buyer's payment history.
- We issue your financing offerThe offer sets out the advance amount, the processing fee and how settlement works. Nothing is signed until you accept it.
- Funds go to youUp to 80% of the invoice, within 48 to 72 hours of your documentation being complete.
- Your buyer pays the invoiceThey settle into a dedicated account FrontierBoost manages. You chase nobody.
- You take the balanceWe deduct our fee and send you the remainder within three working days.
INV-2041
- Invoice value
- ₦12,400,000
- Advanced to you
- ₦9,920,000Paid 2 November
- Due from buyer
- 28 January
- Residual on settlement
- ₦2,480,000Less our fee
- Submit your PO and documentsUpload a valid PO from a recognised buyer, with what is to be delivered, when and at what price, plus the other documents we request.
- Assessment and buyer verificationWe assess the application, verify your supplier's quote and confirm your buyer's track record of payment.
- We issue your financing offerThe offer sets out the advance amount, the processing fee and how settlement works. Nothing is signed until you accept it.
- Funds go to your supplierUp to 80% of the PO value is paid directly to them, within 48 to 72 hours of your documentation being complete, so production can start.
- You deliver and invoiceYou fulfil the order and invoice your buyer. We help monitor delivery and documentation.
- Buyer pays and you take the balancePayment comes into the account we manage. We deduct our fee and send you the rest.
PO-8842-X
- PO value
- ₦32,000,000
- Paid to your supplier
- ₦25,600,00080% of PO value
- Expected buyer payment
- 30 April
- Settlement
- Residual within 3 working days
Built for every player in the chain
One facility, three parties, nobody's terms broken.
Stop lending your buyer money for free
A 90-day invoice to a blue-chip buyer is a good asset sitting idle. Upload it, take up to 80% now, and keep quoting on the next order instead of waiting on the last one. No assets pledged, no equity given up, no personal guarantee.
Apply with your first invoiceWhat changes for you
- Cash in 48–72 hours of complete documents, instead of 90 days
- Collection handled by us, so no awkward calls to your biggest customer
- Fees agreed in writing in your financing offer before anything is signed
Keep your payment terms and a healthier supply chain
Nothing about your side changes. You approve the invoice as usual and pay on the terms you already have, into an account FrontierBoost manages. Your suppliers get paid early without asking you to pay early, which means fewer price rises, fewer delivery failures and fewer suppliers walking away mid-contract.
Talk to us about your suppliersWhat changes for you
- Your payment terms and cash cycle stay exactly as they are
- One account to pay, with the paperwork handled on our side
- Suppliers under less cash pressure, so they can take bigger orders
Get paid on the order, not after it
When your customer finances a purchase order with us, we pay you directly, up to 80% of the PO value, before production starts. You are not waiting on them to be paid by somebody else further up the chain, and you are not pricing in the risk that they never are.
See how PO financing worksWhat changes for you
- Payment released at the start of the order, direct from us
- Your quote verified once, then funded
- No exposure to how long the end buyer takes to pay
Why FrontierBoost
Underwritten on your buyer, not your assets.
80%
Advanced upfront
Up to 80% of an invoice or purchase order, released within 48 to 72 hours of your documentation being complete. The remainder follows when your buyer settles.
No collateral
No fixed assets pledged and no personal guarantee. We look at the credibility of your buyer and supplier chain.
Suppliers paid direct
On PO financing we pay your supplier ourselves, so you can concentrate on delivery instead of negotiating terms.
We do the collecting
Your buyer pays into an account we manage. You never have to chase your largest customer for money.
Priced in your offer, before you commit
Once your assessment is complete we issue a financing offer: advance amount, processing fee, expected buyer payment date and how settlement works. It is valid for seven days, and nothing is signed until you accept it.
What it costs
One worked example, end to end.
Pricing is set by invoice or PO size, supplier risk and your buyer's profile. Here is how a ₦32,000,000 purchase order breaks down.
- Purchase order raised to your buyer
- ₦32,000,000
- Paid to your supplier now, 80%
- ₦25,600,000
- Processing fee
- ₦384,000
- Residual to you on settlement
- ₦6,016,000
What sets your price
Invoice or PO size, your buyer's payment profile, supplier risk and how long the money is out. Every figure is set out in your financing offer before you sign, and there are no charges outside it.
Figures are illustrative. The processing fee shown is a placeholder value from the customer app and is not final pricing.
Get a financing offerBefore you apply
Who qualifies, and what to have ready.
You qualify if
- Your company is registered in Nigeria with CAC documents
- You supply reputable or blue-chip companies
- You have a history of fulfilling purchase orders or raising B2B invoices to creditworthy clients
- Your buyer pays by bank transfer, not cash
Have ready
- CAC documents: Certificate of Incorporation, MEMART, CAC2, CAC3, CAC7
- Recent bank statements
- Audited financials or a year-to-date management report
- Buyer and invoice history
- Board resolution and authorised contact details
- Basic KYC: ID, BVN, utility bill
Industries we fund
Sector-agnostic, with a bias to steady B2B invoice flow.
FMCG
Distributors and manufacturers supplying retail chainsEquipment
Capital goods, parts and industrial supplyMedia
Agencies and production houses billing corporatesIndustrial goods
Materials, chemicals and processing inputsIf you invoice businesses rather than consumers, there is usually a structure that fits. Tell us what you supply and to whom.
Questions
The things people ask before applying.
How fast can I access funds after submitting an invoice?
Within 48 to 72 hours of your documentation being complete. The clock starts once we have everything we have asked for, not at first submission, so the faster the documents come back the faster the funds move.
How much of my invoice can I access upfront?
Up to 80% of the invoice or purchase order value upfront. The remaining balance, less our fee, is paid to you after your buyer settles.
How does repayment work?
Your buyer pays directly into an account managed by FrontierBoost. We deduct our fee and settle the residual to you within three working days. You do not handle collections.
What does it cost?
Pricing is tied to invoice or PO size, supplier risk and your buyer's profile. Once your assessment is complete we issue a financing offer setting out the advance amount, processing fee and expected buyer payment date. It is valid for seven days, and there are no charges outside it.
Do I need collateral or a personal guarantee?
No. There is no requirement to pledge fixed assets, give a personal guarantee or dilute your equity. We underwrite the creditworthiness of your buyer and the reliability of your supplier chain.
What documents do I need to get started?
CAC registration documents (Certificate of Incorporation, MEMART, CAC2, CAC3, CAC7), recent bank statements, audited financials or a year-to-date management report, buyer and invoice history, a board resolution with authorised contacts, and basic KYC — ID, BVN and a utility bill.
What industries do you support?
We are sector-agnostic but focus on businesses with consistent B2B invoice flow. Whether you supply FMCG, equipment, media or industrial goods, we can tailor a structure to it.
Turn your next invoice into working capital.
Start with your business details. Once your file is open you will submit your first invoice or purchase order in the customer app, and your financing offer appears there for you to accept.
Rather talk it through first? Call +234 707 457 3719 or email fb@chronosng.com.
Start your application
Three details to open a file. We will come back within one working day with what to upload next.
Application started
We have what we need to open your file.
Next: we will email you the document list and a link to set up your customer-app account.
Design prototype — nothing was sent or stored.